Eastern Michigan Bank

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Turn House into Home for Less

Apply for a mortgage online or in person, and we'll take $250 off our already low closing costs.

Mobile banking keeps you moving

Our mobile banking app goes wherever you go. Check balances, transfer funds, pay bills -- all from the palm of your hand.

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Let your home do the work for you.

Looking to remodel or just need extra cash? We can help! Discover our loan options and competitive rates.







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Rates featured are subject to change without notice. Call 810-679-2500 for our most current information.

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Donna Niester (1956 - 2024)

We are saddened by the passing of Donna Niester on October 6, 2024.

Donna Niester was appointed to the Boards of Directors of Eastern Michigan Financial Corporation and Eastern Michigan Bank in April 2019 and has faithfully served our organization for the past five years. She was a strong advocate and supporter of Eastern Michigan Bank.

Donna was Chief Executive Officer of Acheson Ventures, LLC, Trustee of the James C. Acheson Foundation, and a certified public accountant of over 40 years. Prior to joining Acheson Ventures in 2000, she was a partner in the Port Huron accounting firm of Austin, Niester, Schweihofer & Finnegan, PC.

Continued on our Board of Directors page


Your Eastern Michigan Bank debit card now works with Apple Pay® and Google Pay™! Get the details.


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This slideshow visually displays up to three slides. On mobile devices this slideshow displays slides one at a time. Inactive slides are hidden for all users. Use slide pagination, left/right arrow keys, or swiping to navigate through all slides. All links contained in the carousel are available in website navigation or elsewhere on the page.
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Business Loans


Partner with lenders who are focused on your success and local decision-making.

  • EMB is a preferred SBA Lender
  • We offer a variety of business financing and loan options
  • Stop in to one of our nine locations to talk with a lender
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Young Adult Accounts


Outgrown your piggy bank? Our Young Adult Checking is a better way to manage your money. Ages 15-24.

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Mobile Banking & Mobile Deposit


Simplify your banking! Take your accounts with you on the go with our Mobile Banking app.

  • Check balances and make transfers between accounts
  • Pay bills or make person-to-person payments
  • Deposit checks using Mobile Deposit



Earn rewards while you shop with a credit card from Eastern Michigan Bank. Apply today.